Interactive Financial Planning Suite

Financial Calculators

Make empowered financial decisions. Compute Monthly Income (MIS) pension payouts, Fixed Deposit maturity yields, Recurring Deposit wealth, and loan borrowing limits.

Post-Office Style Monthly Income Plan

Monthly Income Scheme (MIS) Calculator

Invest lumpsum once and get guaranteed monthly pension/income credited directly to your bank account

Guaranteed Monthly Income
₹3,583 / Month
Senior Citizen (60+ Years)?
Get additional +0.50% extra monthly pension payout
₹5,00,000
₹50,000₹15 Lakhs₹30 Lakhs
Post Office Slabs:
Applicable Rate:8.60% p.a.
Monthly Income Credited:₹3,583 / mo
Annual Guaranteed Return:₹43,000 / year
Total Payout (5 Years):+₹2,15,000
100% Principal Returned:₹5,00,000
Auto-Credit on 1st of Every Month

Enjoy monthly interest directly credited into your savings account with zero manual effort.

📊 Post-Office Style Investment vs Monthly Payout Chart

Instant monthly income comparison for common lumpsum deposit brackets

Rate: 8.60% p.a.
Lumpsum DepositMonthly Income (Pension)Annual InterestTotal 5-Yr Income PayoutAction
₹1,00,000₹717 / month₹8,600 / year₹43,000
₹3,00,000₹2,150 / month₹25,800 / year₹1,29,000
₹5,00,000₹3,583 / month₹43,000 / year₹2,15,000
₹9,00,000₹6,450 / month₹77,400 / year₹3,87,000
₹15,00,000₹10,750 / month₹1,29,000 / year₹6,45,000

Disclaimer & Calculation Accuracy

The calculations provided on this portal are for illustrative purposes and based on current interest rates declared by Malda Small Finance Bank. Actual loan sanction amount and FD maturity are subject to final KYC verification, credit score validation, and applicable taxes (TDS).